I. The purchaser is guilty of fraud when he makes use of falsehood or low cunning to diminish the value of any commodity in the estimation of its proprietor. He likewise defrauds his neighbour when he takes advantage of his ignorance to obtain anything for less than its real value; when he receives any part of his property and applies it to his own use, without being careful to make him the equitable return, atthe time when he may reasonably expect it; and lastly, when he makes that wise and merciful institution of the legislature, which was only intended for the security of those whom misfortune hath rendered incapable of answering the demands of equity, a protection for extravagance and knavery.
2. The seller defrauds his neighbour when he takes advantage of the ignorance or mistakes of the purchaser, or makes use of arts to impose upon his judgment.
3. The master, or he who employs labourers under him for hire, acts a dishonest part when he lays upon them burdens too heavy to be borne; when he requires harder or longer labour from them than was at first agreed upon, without making them a proportionable acknowledgment; or when he deprives them of their wages, or withholds them beyond a reasonable time.
4. The labourer, or servant, acts contrary to the rules of equity, and defrauds his neighbour when, without good reason, he quits the business he hath undertaken and leaves his master in difficulty; when he performs his engagements in a negligent and defective manner; or when he takes advantage of the confidence which his master hath placed in him, to embezzle or injure his property. I proceed to lay before you the principal argument, to guard you against all the low arts of fraud and deceit, and to enforce the observance of the strictest honour and most perfect equity in your dealings.
I. And, in the first place, let it be considered that the observance of the injunction of the text is of the highest importance to the welfare of society. What would be the consequence if injustice and knavery were daily to gain ground in the world, and at last to become universally prevalent? surely nothing less than universal confusion and wretchedness. On the contrary, were all unrighteousness and deceit banished from the earth, what a long train of evils would take their flight with them I what uninterrupted peace and harmony, what perfect satisfaction and happiness would ensue!
II. But it may be observed, farther, that the virtue of honesty is of essential importance to the happiness of individuals. The honest man ismost secure from disappointment in business, and has the fairest prospect of success in his undertakings. It often happens that the artful and designing knave is discovered, and his schemes of iniquity are blasted, before he hath accomplished his purpose. After much care and labour, and many fears and anxieties, he may very possibly betray himself and frustrate his own designs. But the honest man pursues the plain and beaten path of diligence, prudence and integrity, till he gradually obtains a competence which he can behold with satisfaction and enjoy with pleasure. Honesty is likewise the best guard of our reputation. Let two men be in every other respect equal; if the one have the character of an upright and good man, and the other be deemed treacherous and fraudulent, it will be no difficult thing to determine which will be generally espoused, employed and assisted, and which will be treated with neglect and contempt. The honest man likewise enjoys the continual happiness of being satisfied from himself. If he enjoys an abundance of the good things of life, he hath the happiness to reflect that it is the fruit of his honest industry and the blessing of heaven. Or if he meets with disappointment and trouble, he hath this for his consolation, that “they have not befallen him for any iniquity in his hands”; and can triumph, if not in the success of his undertakings, in the innocence of his life. Let it be remembered, in the last place, that all injustice and fraud are highly displeasing to the Almighty, and that uprightness and honour will always be acceptable in His sight. (W. Enfield.)
Unjust dealing repudiated
Acustomer of Messrs. Thomas Adams and Co., of Nottingham, from whom they were in the habit of receiving considerable orders, requested that besides Thomas Adams and Co’s ticket, the firm would affix the ticket of this customer, marked with a larger number of yards than was really in the piece. Pressure having been put on some of the salesmen, the thing had actually been done a few times, when it was brought under the notice of Mr. Adams. At that period trade was exceedingly bad, and orders scarce, yet, as soon as he was apprised of the facts, he holdly declared to his customer that he could be no party to a transaction so unjust, and that such misleading tickets could not again be affixed to goods going forth from his warehouse. The customer was exceedingly angry at this practical rebuke of his injustice, and withdrew all his orders immediately. After a time, however, he reopened the account on a scale as large as ever, and was content to deal with Mr. Adams on his own terms. (H. A. Page.)
Sad result of an unpaid bill
A wealthy banker, who is noted for his large subscriptions to charities, and for his kindly habits of private benevolence, was called on by his pastor, one evening, and asked to go with him to the help of a man who had attempted suicide. They found the man in a wretched house, in an alley not far from the banker’s dwelling. The front room was a cobbler’s shop; behind it, on a miserable bed, in the kitchen, lay the poor shoemaker, with a gaping gash in his throat, while his wife and children were gathered about him. “We have been without food for days,” said the woman, when he returned. “It is not my husband’s fault. He is a hard-working, sober man. But he could neither get work, nor pay for that which he had done. To-day he went for the last time to collect a debt due to him by a rich family, but the gentleman was not at home. My husband was weak from fasting, and seeing us starving drove him mad. So it ended that way,” turning to the fainting, motionless figure on the bed. The banker, having fed and warmed the family, hurried home, opened his desk and took out a file of little bills. All his large debts were promptly met, but he was apt to be careless about the accounts of milk, bread, &c., because they were so petty. He found there a bill of Michael Goodlow’s for repairing children’s shoes, £2. Michael Goodlow was the suicide. It was the banker’s unpaid debt which had brought these people to the verge of the grave, and driven this man to desperation, while, at the very time, the banker had given away hundreds in charity. The cobbler recovered, and will never want a friend while the banker lives, nor will a small unpaid bill ever again be found on the banker’s table. No man has a right to be generous until his debts are paid; andthe most efficient use of money is not alone in almsgiving, but to pay liberally and promptly the people whom we employ.
The wages of him that is hired.
Fairness to hired labourers
I. Work is a just basis for an equitable claim. Therefore it should be paid for, not patronisingly, nor grudgingly, but as a due. The labourer has given you his time, strength, ability, and ingenuity; he has a right to an equivalent from you, and should not be treated ignominiously, but respectfully, in asking a justreturn.
II. Wages cannot righteously re deferred after work is done. During a day of toil the labourer has put his capital into your service, spent his life for that period for your advantage and gain. You are to that extent his debtor; to detain his wages is to make yourself more his debtor, and delay in payment should be compensated with increment. “Short reckonings make long friends.”
III. Masters should study the position and comfort of those they employ. A poor man has no capital, wants prompt settlement; he lives day by day upon his hard earnings. His strength--expended by the day’s toil--must be replenished for the morrow’s work. To hold back the means for his nourishment is to rob him of the morrow’s capital, his replenished energy. And he may have dependants in his lowly home waiting to share in the earnings of the day. Hold not back his dues “all night until the morning,” lest your inconsiderateness inflict privation and embitter poverty (Deu_24:14-15; Jer_32:13; Mal_3:5; Jam_5:4).(W. H. Jellie.)
God’s consideration for hired labourers
What tender care is here! The High and Mighty One that inhabiteth eternity can take knowledge of the thoughts and feelings that spring up in the heart of a poor labourer. He knows and takes into account the expectations of such an one in reference to the fruit of his day’s toil. The wages will, naturally, be looked for. The labourer’s heart counts upon them; the family meal depends upon them. Oh I let them not be held back. Send not the labourer home with a heavy heart, to make the heart of his wife and family heavy likewise. By all means give him that for which he has wrought, to which he has a right, and on which his heart is set. Thus does our God take notice of the very throbbings of the labourer’s heart, and make provision for his rising expectations. Precious grace! Most tender, thoughtful, touching, condescending love! The bare contemplation of such statutes is sufficient to throw one into a flood of tenderness. Could any one read them and thoughtlessly dismiss a poor labourer, not knowing whether he and his family have wherewithal to meet the cravings of hunger? (C. H. Mackintosh.)
Debt forbidden
Far from defrauding, or withholding what is due to thy neighbour, thou shalt not even delay giving him what he is entitled to. This precept is directly pointed against incurring debt. Fraudulent bankruptcies, and pretexts for withholding payments, are condemned by it; but remaining in debt to any one is also pointedly condemned. “Owe no man anything, but to love one another.” In Jam_5:4, this is spoken of as a sin of the last days. (A. A. Bonar)
